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510.351.7460

Liability Coverage

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with McDermottCosta Insurance today for more information about what Liability Coverage can do for you.

Our Location

McDermottCosta Insurance

1045 MacArthur Blvd
San Leandro, CA 94577
Main office: 510-351-7460

Our Providers

"Valerie has been incredibly helpful to us throughout Paulista's first year of operations. With so much on our plate managing day-to-day operations of the restaurant, Valerie has helped us make strong, sound decisions in areas that require her level of industry experience and expertise. More than anything, we have just felt very supported by Valerie."
Owners of Paulista Brazilian Kitchen and Taproom, Oakland
We have had the pleasure of working with Valerie Taylor for the past five years insuring our commercial real estate portfolio. Valerie is responsive and reliable, and has consistently exceeded our expectations in working with us to provide custom insurance solutions at the best available price.
Owners and managers of multiple commercial properties in the Bay Area
When introduced to Valerie, I was already a business owner for 13 years. I had no idea what a great agent can do for me and my business. She listened, she worked with me, she brought me options, and results. working with Valerie is a pleasure. She is a super professional, and an incredible human. Shopping for insurance will never be the same.
Mica, Chef/Owner
Valerie has proven time and time again to be the person we trust with our restaurant insurance needs. Valerie reviews our policies with us yearly to make sure we are getting not only the best price, but the necessary coverage for our business.
Daphne Knowles Owner of A'Cote Restaurant, Oakland