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Ransom Insurance

Kidnapping is rare, but if you ever find yourself in a threatening kidnapping situation, the right assistance is invaluable. Kidnapping insurance can help protect you.

In many cases where a ransom is demanded, the only choice you'll have is to take out an enormous loan from a lending institution. Actual paid ransoms tend to be anywhere from several hundred thousand dollars to several million, well beyond the ability of most families to pay out of their own pockets.

Ransom Insurance Features

If someone covered by a ransom insurance policy is successfully released after a ransom is paid, this policy will reimburse you for expenses up to the plan limits. Note that this policy will not provide the initial funds to pay a ransom, although showing a lender that you have this form of insurance can help convince the lender to provide you with the money you need to pay the ransom. Ransoms are usually a substantial amount of money, and the easier getting the money is, the greater the likelihood the hostage will be returned safely.

Most ransom insurance policies are designed for individuals who frequently travel to dangerous parts of the world, not for short vacations or business trips. If you're not sure whether or not you qualify—or you just want to be absolutely sure your family is protected—talk to a McDermottCosta Insurance agent about your options. You may also want to ask about what ransom demands in each region are normally like—this can help you determine how much insurance is appropriate for your situation.

Our Location

McDermottCosta Insurance

1045 MacArthur Blvd
San Leandro, CA 94577
Main office: 510-351-7460

Our Providers

"Valerie has been incredibly helpful to us throughout Paulista's first year of operations. With so much on our plate managing day-to-day operations of the restaurant, Valerie has helped us make strong, sound decisions in areas that require her level of industry experience and expertise. More than anything, we have just felt very supported by Valerie."
Owners of Paulista Brazilian Kitchen and Taproom, Oakland
We have had the pleasure of working with Valerie Taylor for the past five years insuring our commercial real estate portfolio. Valerie is responsive and reliable, and has consistently exceeded our expectations in working with us to provide custom insurance solutions at the best available price.
Owners and managers of multiple commercial properties in the Bay Area
When introduced to Valerie, I was already a business owner for 13 years. I had no idea what a great agent can do for me and my business. She listened, she worked with me, she brought me options, and results. working with Valerie is a pleasure. She is a super professional, and an incredible human. Shopping for insurance will never be the same.
Mica, Chef/Owner
Valerie has proven time and time again to be the person we trust with our restaurant insurance needs. Valerie reviews our policies with us yearly to make sure we are getting not only the best price, but the necessary coverage for our business.
Daphne Knowles Owner of A'Cote Restaurant, Oakland