CALL US:

510.351.7460

Commercial Umbrella Insurance

Extra Protection that Keeps You in Business.

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from McDermottCosta Insurance, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at McDermottCosta Insurance, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from McDermottCosta Insurance.

Our Location

McDermottCosta Insurance

1045 MacArthur Blvd
San Leandro, CA 94577
Main office: 510-351-7460

Our Providers

"Valerie has been incredibly helpful to us throughout Paulista's first year of operations. With so much on our plate managing day-to-day operations of the restaurant, Valerie has helped us make strong, sound decisions in areas that require her level of industry experience and expertise. More than anything, we have just felt very supported by Valerie."
Owners of Paulista Brazilian Kitchen and Taproom, Oakland
We have had the pleasure of working with Valerie Taylor for the past five years insuring our commercial real estate portfolio. Valerie is responsive and reliable, and has consistently exceeded our expectations in working with us to provide custom insurance solutions at the best available price.
Owners and managers of multiple commercial properties in the Bay Area
When introduced to Valerie, I was already a business owner for 13 years. I had no idea what a great agent can do for me and my business. She listened, she worked with me, she brought me options, and results. working with Valerie is a pleasure. She is a super professional, and an incredible human. Shopping for insurance will never be the same.
Mica, Chef/Owner
Valerie has proven time and time again to be the person we trust with our restaurant insurance needs. Valerie reviews our policies with us yearly to make sure we are getting not only the best price, but the necessary coverage for our business.
Daphne Knowles Owner of A'Cote Restaurant, Oakland