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510.351.7460

Dump Truck Insurance

If a dump truck is part of your business operation, you understand the importance of insurance for that vehicle. All vehicles need to be insured, of course, but dump truck insurance can make sure you are covered from unique issues related only to a dump truck.

McDermottCosta Insurance agents can help you with basic insurance on the vehicle itself that protects from standard risks, but dump trucks are also vulnerable to the following hazards, and require additional insurance:

  • Hauling heavy or jagged material could damage the truck
  • Dump trucks often operate where no roads exist
  • Breakdowns that cost you time and money; you can avoid the financial loss with adequate dump truck insurance

Dump Truck Insurance Features

If you have employees operating your dump truck, you need workers compensation insurance. If someone is injured while working, you want them to be covered, as required by law.

Consider, too, liability. Your truck could get into an accident, and most policies cover that. However, you may also be working on another person's property and may need liability insurance to protect you if your truck has an accident and causes personal or property damage. In those cases, it is not just lost operating time that matters; you could be facing a lawsuit.

McDermottCosta Insurance agents are familiar with the differences between state insurance regulations and requirements, and can assist you even if you work in more than one state.

Call McDermottCosta Insurance to make sure you are covered and that you can handle any crisis that develops. Our professional staff can make sure you have the best possible dump truck insurance. When you call, have the following information available:

  • The make, model and year of the dump truck to be insured
  • The type of dump truck and its hauling capacity
  • Where the dump truck will be used
  • The type of work it will be used for
  • The value of the vehicle

We will also need the number of employees and how many of those employees will be operating the truck. With this information, we can provide you with an affordable insurance quote for your dump trucks or other vehicles.

Our Location

McDermottCosta Insurance

1045 MacArthur Blvd
San Leandro, CA 94577
Main office: 510-351-7460

Our Providers

"Valerie has been incredibly helpful to us throughout Paulista's first year of operations. With so much on our plate managing day-to-day operations of the restaurant, Valerie has helped us make strong, sound decisions in areas that require her level of industry experience and expertise. More than anything, we have just felt very supported by Valerie."
Owners of Paulista Brazilian Kitchen and Taproom, Oakland
We have had the pleasure of working with Valerie Taylor for the past five years insuring our commercial real estate portfolio. Valerie is responsive and reliable, and has consistently exceeded our expectations in working with us to provide custom insurance solutions at the best available price.
Owners and managers of multiple commercial properties in the Bay Area
When introduced to Valerie, I was already a business owner for 13 years. I had no idea what a great agent can do for me and my business. She listened, she worked with me, she brought me options, and results. working with Valerie is a pleasure. She is a super professional, and an incredible human. Shopping for insurance will never be the same.
Mica, Chef/Owner
Valerie has proven time and time again to be the person we trust with our restaurant insurance needs. Valerie reviews our policies with us yearly to make sure we are getting not only the best price, but the necessary coverage for our business.
Daphne Knowles Owner of A'Cote Restaurant, Oakland