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Cleaning Business Insurance

When you own a cleaning business, you do more than just clean. Special challenges abound, including the potential for liability or exposure in your business. Business insurance can be a little more complicated for cleaning companies than it is for other businesses because of increased liability exposure.

Cleaning Business Insurance Features

Business insurance can cover more than just equipment; it also can cover lost time due to mechanical failures, power outages, and other unforeseen difficulties that are out of your control. Consider also workers compensation insurance, should an employee be injured on the job.

Another area of potential liability is if you or one of your employees cause damage to a client’s property or other people. Most cleaning operations involve being on property belonging to your clients, so your employees face the risk of damaging client property or causing injury and being held liable for that damage. A wet floor, for example, could expose your firm to liability if someone falls and is injured as a result of your cleaning work.

Having an insurance agent who knows the ins and outs of business liability coverage is crucial for your peace of mind. Insurance rules also vary greatly between states, so you need an agent familiar with the geographic area you service to make sure you have the most appropriate cleaning business insurance. Consider, too, if you work in more than one state, how that will affect your insurance needs.

Call McDermottCosta Insurance today to make sure you have suitable coverage for your cleaning business insurance needs. Ask about any additional liability coverage you might need. If you are a first-time customer looking for insurance, call our office to see how we can help cover your business for all the scenarios that could impact it.

Our Location

McDermottCosta Insurance

1045 MacArthur Blvd
San Leandro, CA 94577
Main office: 510-351-7460

Our Providers

"Valerie has been incredibly helpful to us throughout Paulista's first year of operations. With so much on our plate managing day-to-day operations of the restaurant, Valerie has helped us make strong, sound decisions in areas that require her level of industry experience and expertise. More than anything, we have just felt very supported by Valerie."
Owners of Paulista Brazilian Kitchen and Taproom, Oakland
We have had the pleasure of working with Valerie Taylor for the past five years insuring our commercial real estate portfolio. Valerie is responsive and reliable, and has consistently exceeded our expectations in working with us to provide custom insurance solutions at the best available price.
Owners and managers of multiple commercial properties in the Bay Area
When introduced to Valerie, I was already a business owner for 13 years. I had no idea what a great agent can do for me and my business. She listened, she worked with me, she brought me options, and results. working with Valerie is a pleasure. She is a super professional, and an incredible human. Shopping for insurance will never be the same.
Mica, Chef/Owner
Valerie has proven time and time again to be the person we trust with our restaurant insurance needs. Valerie reviews our policies with us yearly to make sure we are getting not only the best price, but the necessary coverage for our business.
Daphne Knowles Owner of A'Cote Restaurant, Oakland