McDermott Costa Insurance has available a very competitive insurance program for restaurants. This program was designed exclusively for franchise food operators, independent restaurants and related industries. The program is available nationwide.
Program highlights include:
- Workers Compensation - Special Program for Fast Food Operators with very Competitive Rates.
- Building & Business Property Coverage at replacement cost. Coverage for real property, restaurant equipment, improvements and betterment, fixtures & furniture and inventory.
- Business Income Coverage offers reimbursement from the loss of income and continued expense due to business interruption.
- Equipment Breakdown Coverage offers protection for breakdowns occurring to your electrical systems, mechanical systems, air conditioning/refrigeration systems and boiler pressures vessels.
- Spoilage Coverage: for loss of inventory because of equipment breakdown.
- Crime Coverage offers protection from employee theft and loss of money and securities.
- General Liability Coverage protects you against claims that you are legally liable to pay. This includes claims for food borne illness, chipped teeth, slip and falls as well as playground injuries.
- Excess Liability/Umbrella coverage is available for limits up to $25,000,000
- Employment Practices Liability coverage for wrongful termination, harassment and discrimination. Third Party coverage and Wage an Hour is also available.
Give us a call today at 800-374-8951 to learn more about the benefits of our restaurant insurance program.
Our extensive portfolio of clients include some of the following: