Non Profit Insurance
Benefits of this Program
Our nonprofit program is uniquely designed to fulfill a wide range of special insurance needs for the nonprofit sector as defined under IRS Code 510 C 3. Each policy is custom tailored to address each unique exposure. We offer separate limits for general liability, professional liability, abuse and molestation, and directors and officers liability. The professionals at McDermott Costa Insurance have specialized in nonprofit business for over 25 years.
Coverage Features:
- General Liability - Limits to $1,000,000 per occurrence / $3,000,000 aggregate
- Employees and Volunteers as Additional Insureds
- Coverage for Fundraising Events
- Abuse and Molestation
- Blanket Additional Insured for Funding Sources and Landlords
- Professional Liability - covers Students in Training, for employed or contracted, volunteer physicians and dentist
- Crisis Management Enhancement Endorsement
- Commercial Auto and Fleet Coverage
- Directors and Officers Liability
- Employment Practices Liability Insurance
Directors and Officers Liability Highlights
- Order of Payments - Priority of Indemnity is provided to Individual Insureds
- Full severabilitiy of all Exclusions for Individual Insureds
- Defense cost for claims alleging breach of contract
- Outside directorship liability (ODL) for 501(c)3 non profit entities and endorsed outside entities
Our Portfolio includes the following:
- Homeless Shelters
- Developmentally Disabled
- Counseling Programs
- Senior Programs
- Residential Care
- Non Profit
- Day Care
Give us a call today at 800-374-8951 to learn more about the benefits that a comprehensive insurance program can provide for your non profit organization.