Non-Profit
Benefits of this Program
Our Nonprofit program is uniquely designed to fulfill a wide range of special insurance needs for the Nonprofit sector as defined under IRS Code 510 C 3. Each policy is custom taliored to address ecah unique exposure. We offer seperate limits for General Liablity, Profeesional Liability, Abuse and Molestation, and Directors and Officers Liability. The professinals at McDermott Costa have specialized in Nonprofit business for over 25 years.
Coverage Features
- General Liability - Limits to 1,000,000 per occurrence / $3,000,000 aggregate
- Employees and Volunteers as Additional Insureds.
- Coverage for Fundraising Events
- Abuse and Molestation
- Blanket Additional Insured for Funding Sources and Landlords
- Professional Liability - covers Students in Training, for employed or contracted, volunteer physicians and dentist.
- Crisis Management Enhancement Endorsement
- Commercial Auto and Fleet Coverage
- Directors and Officers Liability
- Employment Practices Liability Insurance
Directors and Officers Liability Highlights
- Order of Payments - Priority of Indemnity is provided to Individual Insureds
- Full severabilitiy of all Exclusions for Individual Insureds
- Defense cost for claims alleging breach on contract
- Outside directorship liability (ODL) for 501(c)3 non-profit entities and endorsed outside entities.
Our Portfolio includes the following:
- Homeless Shelters
- Developmentally Disabled
- Counseling Programs
- Senior Programs
- Residential Care
- Non-Profit
- Day Care
